Monday, December 1, 2008

Mumbai Terror

Even as we are coming to terms with the horror, some questions are likely to haunt us forever:
1. what are the recruitment procedures at these renowned hotels? were they followed at all?
2. obviously the credentials of these terrorists who managed to get the jobs at these hotels were not cross verified.
3. i still can't figure out how a few young people could get entry to these hotels walking. one would imagine that to get entry to these plush hotels, one would be expected to be either driven in a chauffeured vehicle or self-driven one. the fact that these young people were entering by foot itself should have raised alarm among the security personnel.
4. it is commonsense that security personnel,s job is to look for the 'unusual' things. that they failed to sense the 'unusual' in these young people 'walking' to gain entry to these hotels itself is beyond comprehension.
and the behavior and reactions of our politicians are sickening and frustrating. even after all this, we have yet to hear a 'let us fight terror together' from these political leaders. probably our leaders have stooped so low in public's eyes that they are incapable of sensible thinking. that they think it fit to use even such tragic occurrence to derive political mileage is a confirmation of their having attained 'reasoning menopause'.

Friday, November 21, 2008

Why I Want To write?

Why I Want To Write?

Writing is my passion. I simply love to write. Playing with words gives me immense satisfaction. I always find myself driven by an infinite desire to give expression to thoughts. Whenever I lay my hands on something to read, more than the content, I measure its worth by its language, the use of words and the command with which it was written. To me, the more one played with words, the more joy I derived reading it. I like to construct lengthy & complex sentences which has led my friends often to remark that they needed second reading to comprehend them. Of course, the primary aim of writing would be to hold the attention of the reader. Make him read every bit of what I have written. Nothing gives you greater joy than when you hear the readers say that they liked a particular section very much which in itself is proof that they have gone through every bit of it. When you make someone read the whole thing and not just in bits, that is when you really feel that it was worth the efforts. You only read something when you find it interesting – ‘content’ with its contents, or the flow of language, the powerful expressions. The quality of writing can be measured by the degree of ease with which the reader is able to immediately visualize the circumstances or the description. If you are describing a horror sequence in a rainy forest, the reader must feel the sequence or the picture as though he himself is experiencing it, making him feel as if he is watching it before his eyes – when in fact he is reading it. If you are able to create such an effect on the reader, then you have made it. I have read ‘The Godfather’, by Mario Puzo. The description of sequences & characters was amazingly awesome for it made you feel them. And when I saw the movie, it was even more stunning, because, the pictures I visualized while reading the novel were ‘picture-perfect’ in movie as well!! Capturing reader’s attention throughout & make him feel the atmosphere are the real challenges for a writer. This in fact is my ambition.

Wednesday, November 12, 2008

VISIONARY STUFF

VISIONARY STUFF

“Hi! There, I said, I’ve something for you”. “Out with it”. I gave him a copy of my work. I hinted that it was an article intended to tickle a rib or two, if not rib-tickling! I also instructed him to tell me it tickled his.

I felt lonely. Very lonely. I began to journey up and down the available place in my smallish joint. Nine and a half steps of ten inch each about covered a journey up. A fraction too immaterial. Well, coming back to my being lonely, I really failed to account for it. I tried to remember if I had any matter requiring my attention so that I could disengage myself from loneliness. Washing clothes, not a bad idea. But then I had done it only a couple of weeks back! No sense in indulging in that. What a colossal waste of water that is becoming more and more scarce if I did. How about a letter homewards? Not enough matter to complete a line of ten words. Famine of incidents was so extreme that the beginning of the third sentence would turn out to be a repetition of the first one. Don’t ask me what the second sentence is. Alright, if you insist, I guess I should tell you: (for your ears only) I skipped the second line.

The feeling of loneliness began to loom large. It was when I was about to place my eighth step, for the sixth time when it flashed across my mind. Why not marry? I discontinued this pacing business. I jumped at the idea. Marriage! What a tremendous sense of relief this idea brought me. Joyous tears that I shed might have filled a reasonable spoon. I could already sense loneliness clicking its pointed heels. My logic tells me that it has to be pointed because otherwise how could it click as it trotted along the tiled floor? A new chapter in my life albeit in its infancy.

No longer do I have to go to the hotels where the repetitive sight of dished succeeded in half taking away my appetite. No more do I have to swallow the messy foods in the mess. With my (beautiful) wife around, I shall be relieved of these painful exercises. I need not have to contemplate over a morning coffee. Going down all the way to a god-forsaken place for a sip of coffee in the faint hope of cheering me up a bit is something that I would be anxious to skip at the slightest excuse. To have your wife is something that does not surely fall short of the slightest excuse I alluded to. (in fact, it would go way beyond). At this juncture, I feel rather compelled to drag you back to where I mentioned going down all the way. Here I must tell you that my room is perched on the final storey of the building. Now I am sure you are able to comprehend why I have mentioned going down all the way was one hell of a journey! While at it, I may as well tell you that the building where I stayed had only two floors including the ground floor! If this is not a case of digression, I wonder what else is. Let me dart back to where I had gone off the rails. Where was that? Oh! Yes, of course, what a sight it is to see your wife bringing a tremendously refreshing cup of coffee on your waking up. I take it that my wife will always beat me to the sun. won’t you, darling? Err! Don’t mistake me, I was only addressing my (imaginary) wife. Am I enjoying the life? It seems so beautiful: my helping her in her work, doing a bit of this and a piece of that. Looking back, I have had occasions to spend countless evenings by the river side enjoying the tranquil, sylvan atmoshphere, watching young couple exchanging words ecstatically, bursting occasionally into a hearty laugh. Now that I am richer in my belongings, I intend taking her out there by the riverside. We would sit at such place as would allow us to drench ankle high and talk , talk and talk. Coming to think of it, what is it that we would talk about? An imposing question indeed! I drew blank. I wished I had a Bertie Wooster to help me out. I still remember how exceptionally ingeniously he manipulated a hopeless case of Gussie-Fink-Nottle and Madelaine Bassette into a perfectly matching pair! I wished I had a Bertie kind with me. Again I was struck by an idea. Why, of course, I would talk about my efficient work at the branch. How I had tallied Pigmy Deposit balancing in first try itself. That I made OG 73 for Rs 10.99 and Rs 100.01 being interest earned on FDs when any other employee would most certainly be tempted to credit Rs 11 and Rs 100 should prove to be a pointer to the fact that how exceptionally accurate (or miserly) I am, I would tell her! How I intend to prove myself to be indispensable to the banking industry I would chart out before her. Oh! Dear, ain’t you listening to me? Sorry, it never occurred to me that I could be boring you, Cheer up, Darling! Don’t you remember that I made a promise that I would buy you a mink coat today? Hardly had I finished saying that before I found her in my arms. I hugged her. It was then that I was brought to surface. Whom was I hugging? To be appropriate, what was I hugging? I was trying to hug air!!.

Did it tickle your rib? I asked, “May be, your next work will”, he said!!!.

Tuesday, October 21, 2008

FUNNY & PUNNY - AND THEIR NEW CLEAR DEAL

Funny & Punny – And Their New Clear Deal
Funny & Punny were dilly-dallying over this deal for quite sometime now. Their minds were exploded by the confusion over the new deal. The funny side of it is that while the Funny side appear to have a clear idea about the all new clear deal and to them it was just another new clear deal, the Punny side didn’t quite agree. It is ‘one-too-many’ they hissed. You are wrong, Punny, it is just one-two-three, Funny countered. ‘one-to-three’, what nonsense is this, it is just one-to-one, you & me, alright, Punny snapped at Funny. Punny thought he gave the ‘right’ reply – which ‘left’ Funny fuming. And was about to explode. He held back. Look, let me put it this way: it is ‘one’ to me: ‘two’ to you & ‘three’ to ‘US’. Will that make you happy? But, stuttered Punny, “Swami wrote to me ‘1-to-3’ is a non-starter”, looking even more confused. Funny then put his hand around Punny’s back and said ever so politely, ‘let us stop beating (about the) ‘bush’, let me explain step-by-step, one-two-th.., Punny broke away from Funny not allowing Funny to complete and with an all-knowing wry smile writ large on his face, muttered between teeth: ‘how dare you teach me ‘abacus’. Abacus interruptus!
And the debate on the ‘new clear deal’ continued. The Funny side were clear in their mind that it was good for the country to go ahead with the new clear deal. While the Punny side ‘left’ everyone dazed by their tactics of having ‘left’ no stone unturned in their attempt to stall the ‘new clear deal’ which they were clear that Funny side are not so clear - their claim notwithstanding - about the whole thing called ‘new clear deal’. They thought there was more to it. Not just one, two and three! To them it was a myster(y)ee. Punny side were always ‘left’ thinking on how to get the Funny side to think right. It was just when the Punny side were indulging in yet another bout of tongue-lashing – only this time lashing their tongues at ‘fish’ during a lunch break – they can never stay away from it – during a marathon ‘camaraderie’ session to get a ‘clear’ vision on the ‘new clear deal’ that they thought little bit of ‘Rice’ would go well with the fish! Just as well, because ‘Rice’ & Fish’ together jell well. It was nice to see ‘rice’ walk along with ‘fish’ and help digest not just the ‘rice’, not just the ‘fish’, but along with ‘dal’ the whole ‘deal’. And every Man, Mohan & Singh are singing ‘Singh is King’. Now the (h)air is ‘clear’. Let us be ‘all clear’. Not just that. Let us be ‘head & shoulders’ above the rest. Let us beat the ‘beast’ in us and be the Best.

Friday, October 10, 2008

GRIN & BEAR IT

Grin & Bear It
It was after a lot of debate & discussion on whether we should go for ‘snow white or maroon’ that we finally opted for ‘maroon’ color for our car. Just as well, I sighed as I looked at my car. Someone staying at the top obviously got rid of the ‘pan’ from his mouth at jet speed. And my car parked below got ‘panwashed’. What if we had gone for ‘snowwhite’? The thought staggered me. And then I was seized by anger, anger at the fact that such stupid act of spitting is being done so matter-of-factly and shamelessly, anger at my helplessness at not being able to trace the culprit. Then my anger was overpowered by the power of these words: just grin & bear it!

I eased in to the traffic and found my self at an intersection. I was waiting for the green. A road divider was in place for about 50 meters to the ‘stop’ sign painted on the road. It is not always that you find such road dividers and so I was just inwardly praising the civil authorities for their work to ensure smooth flow of traffic. My thoughts were abruptly halted on seeing in the rear-view mirror a car coming from behind and suddenly cutting lane just before the divider and coming to a screeching halt outside the ‘road divider’! And another two-wheeler snaked ahead similarly. And another….within seconds, an equal number of vehicles were waiting for the green on both sides of the road divider!! And revving up the engine to beat the traffic. Well so much for traffic manners. Just grin & bear it.

On another day, I was traveling in a bus. My co-passenger was wired all over. He was in endless conversation – unmindful of the inconvenience he is causing to the other passengers. I began contemplating that just as there is a ban on smoking at public places, there should be a total ban on speaking endlessly and loudly over mobile in public places. One would understand the need of an urgent call. But when one is indulging in endless chatting, with total disregard to the discomfort caused as a result to others, it makes sense to put an end to such nonsense. The IQ* is very high particularly when you are traveling, watching a movie in a theatre where you simply can not get away from the place. The thought of introducing a restrictive clause in the usage of mobile evaporated just as quickly because the ‘concern’ for the person next to you is not his ‘concern’. Just grin & bear it. *Inconvenience Quotient
Why blame politicians alone for being ‘opportunistic’. All of us are, in one way or the other. Go to a railway station. Even as the train is entering the platform, you see people running, pushing and shoving one another in their attempt to get in to the train. One can understand if you are boarding an unreserved coach. If you have a confirmed ticket, why should you indulge in all this ‘elbowing’ activity? If you think you would be spared of these if you are traveling by air, perish the thought. Here too, you see people rushing to get on board. Even when you are lined up, you find people extremely fidgety & twitchy, turning around frequently, craning their necks over the shoulder of the person in front, suddenly bending awkwardly throwing the persons off-balance. But the only comfort is that the degree of discomfort is slightly less. It beats me whether we are incapable of reining in such ill-mannered behavior. All this reminds me of the childhood play where on sighting the other, you would simply shout ‘statue’ and he would stop in his tracks and stand like a ‘statue’ in whatever position he is in. I feel like doing it now when I see such mindless rush. But then all I can do is just grin & bear it.

Tuesday, September 30, 2008

The Fall Of Wall Street Giants

Market is for those who have the appetite for taking risks. Certainly not for the faint-hearted. It is then only logical that those who have invested in market have done so with full knowledge of the risks associated with such investments. In times of bullish run, they would have benefitted heavily. On the one hand, you don't want it regulated, i.e., govt intereference. It means, the economy is driven by 'market forces'. Given this situation, why then the government should indulge in 'bailouts'. Does it not amount to abetting the crime of these 'till-now-famous' financial giants? What happens to the 'promoters', CEOs, top executives et al? Will they ever be booked? Are they not accountable? How then does one define 'corporate social responsibility'?
Lot of questions, but not many answers.

Saturday, September 20, 2008

AMAZING AMDAVAD

AMAZING AMDAVAD

Probably the only metro with 24 hour uninterrupted power supply! Probably the only metro which has no traffic jams! Probably the only metro which has no parking problems! Probably the only metro which has no water problems! Probably the only metro where you don’t have to dig deep into your pocket to pay rent deposit! Probably the only metro which has a split summer – mercury level varying between 40 & 45 degree Celsius and remaining there for most part of the day throughout from March to June and then you will experience friendly mercury for the next 3 months from July to September. When the mercury is between 30 & 35, it ought to be friendly, right!

As I landed in Ahmedabad on the 9th of May 2006, I was grimly reminded of my friend’s words – it’s very hot in Ahmedabad. I felt as if I was walking through a furnace. The heat waves slapped me. Within seconds I was drenched to toe in sweat.

“…thoda age jao, theen rastha ayega….”, was the response on seeking direction to a certain place. I was stunned. How can a single road become three roads! I followed his direction still trying to figure out what he meant by ‘theen rastha’. After passing a few blocks, I was intercepted by an intersection. I looked around, not sure which way to pick. Again I sought the help of a passer-by. “aisa karo, thoda age jao, chaar rastha ayega….”. Trust me, I never got to hear the rest of what he said – my head began to swim. ‘theen rastha’ was probably a mistake, I guessed. Either I had heard him wrong or I didn’t hear him right! Either way, I found it funny and strange and couldn’t hold the lips together as I helped myself to a hearty laugh. And now, ‘chaar rastha’!! Well, well, well, something must be seriously wrong somewhere. Bemused and befuddled, I surged ahead, searching for the ‘chaar rastha’. Suddenly I found myself facing yet another intersection. Copy the BOLD & UNDERLINED words above, paste it here and read. The passer-by with his face held high to avoid spilling what appeared to be a watery & rainbowish liquid in his mouth said, “aghad javena, cho rasttha aave chhe”. I didn’t understand a word of what he said as it was pure Gujarathi. A Hindi speaking boy translated it in Hindi for me: “thoda age jao, chhe rastha ayega”! I felt stupefied. Too stunned to react. Theen rastha, I somehow reconciled myself to it. Chaar rastha, I resigned myself to it. Now, Chhe Rastha – six road, it was too much. Theen, chaar & chhe!!! I was to learn later that ‘theen rastha’ meant a junction with road spreading out to three directions & likewise!! That is Ahmedabad for you. Or Amdavad – as it is traditionally known here. Amazing, isn’t it?

The roads here are so wide and well maintained that you will enjoy driving. From Bhuj to Valsad and from Bhavnagar to Mehsana, the quality of road is superb. We hear a lot about officials of state governments visiting (choice) countries to gain first-hand information on infrastructure development. I should remind them that we have a place called Gujarat in India where infrastructure development is on fast track – from roads to ports, power generation to industries. If Gujarat can do it, so can other states. The powers that be of other states would do well to visit Gujarat instead of making trips abroad. It would save exchequer a lot of money! Even the state highway running through a remote place is better than the best of national highways elsewhere in the country. Most of the roads are four-laned ensuring smooth flow of traffic. The 220 KM stretch between Ahmedabad and Rajkot is unbelievably good. And the Expressway from Ahmedabad to Baroda is simply breathtaking. My wife’s eyebrows shot up to the sky and her jaws fell to the ground as she accidentally cast a glance at the needle. It was at 145! Even at 145 Ks, it seemed as if I was doing 80! A hoarding screamed – it is a joy ride. It sure is a joy ride. Here in Gujarat, they don’t tolerate bumpy roads. Well, mate, read on and you will know. On another occasion, we went to a place called Dakor – a small town about 80 KMs away from Ahmedabad. When we started the journey back from Dakor, it was well past 8 at night. I dread driving at night and avoid it. Yet this time I had no alternative but to drive at night. The road was so nice that I enjoyed every bit of it despite my aversion to driving at night. You know why, the road – a state highway – was wide and totally free of potholes or bumps making it a pleasure drive, notwithstanding the oncoming vehicles with glaring headlights! The edge of the road is so nicely smothered to coincide with the mud surface that even if you happen to swerve to the mud surface, you hardly feel the impact. Elsewhere in the country, the edge of the road would appear as if you are standing on the edge of a cliff, making you fidgety and edgy! Amazing. Truly amazing.

For people coming from elsewhere – particularly down south, sipping a simmering hot cup of coffee on taking a stroll early in the morning is like breathing in and out. And down south, you will see coffee stalls and people clinging like bees, trying to find the slightest elbow room to maneuver themselves to a position from where they hope to lay their hands on the elusive cup of coffee. If it is coffee stalls down south, it is pan parlors here in Ahmedabad. You will see people lined up before pan parlors - some busy ordering their choice pan, some carefully placing a powdery material in a shapeless plastic piece measuring about anything between 2 and 3 inches from one side to the other and rubbing it vigorously on the palm for about 30 – 40 seconds before carefully tapping it into a smallish container so that they can keep chewing the powdery thing at their chosen time. No sooner do they wake up than they make a dash to the nearest pan parlor! Amazing! Truly amazing!

You need to be very agile and athletic while walking on the pavement. You also need to constantly keep an eye on the people walking in front and on either side of you. You want to know why. There is every possibility of any one of them or all of them or most of them slanting the head across at any moment and spraying the brownish liquid in the mouth on the road in jet speed. Now you understand the need to be agile and athletic! If you are not, be prepared for a ‘pan-wash’. Or ‘pan-body-spray’ with ‘free-for-life’ label on it!! Add to that the ‘free-for-life-body-odor’ that will take the breath out of you (pun intended)! The spray comes in two different styles – one the jet speed kind (explained above), the other, an arc-like spray oozing out of the mouth to splash across the surface that will remind you of the Hindu mythology where upon the request of Bhishma lying on a bed of arrows, Arjuna shoots an arrow into the earth and water springs out to quench Bhishma’s thirst. The only difference is the movement – it is in reverse order. While it is from earth to mouth in the latter it is mouth to earth in the former! You will come across countless occasions where you see people skillfully pouring the powdery thing even as they are driving on their two wheelers. The sight of driver of a four wheeler suddenly slowing down and opening the front door a fraction and doing-you-know-what are very common sight. Let me explain. They simply empty the brownish liquid from their mouth on to the road! If you have the habit of chasing the vehicles in front of you, then you need to rein in your habit lest you might see your car getting a new coat of paint!! Amazing! Incredibly amazing!

The people here live their life to the full. They love their food. From roadside joints to luxury restaurants, you will see people lapping up their favorites. The sandwiches, dhabelis, dalvadas, gothas, vada-paavs et al. Add to this the dhoklas, kammans, shev – khamnis. They make you queue up to these joints like a guided missile! My favorite among these is ‘daalvada’ – a unique ‘nashto’ in the menu card. You will never find me saying ‘no’ to a plate of ‘daalvada’!! I was scanning a menu card. One item caught my attention – Jainwala Sandwich. Sandwich sans garlic and onion is Jainwala sandwich, my friend enlightened me. Amazing! Truly amazing!

The resilience of people of Gujarat is admirable. To check this out, all you have to do is visit Bhuj. Does the mention of Bhuj ring a bell? Yes, this was the town demolished by earthquake in 2001. When I went to Bhuj on a branch visit, I couldn’t believe what I saw. There is absolutely no trace of the tragedy. Now it has almost turned into a model town. Miraculous, truly miraculous!

Come October and the entire Gujarat is on its feet to celebrate Navrathri Festival. And the intensity with which they participate in religious functions is unbelievably touchy. You have to witness it to believe the joy and pride with which they celebrate it. From a five year old tiny tot to a sixty year old, you will find them dancing to the lovely rhythmic tunes of Garbha melodies. The session starts as late as 10 at night and goes on and on and on up until the early hours of morning!! With just a half hour break for ‘nashto’ in between, the stamina of these participants in indulging in this almost non-stop (except for the half-hour break) Garbha Dance for about 5 to six hours night after night for nine continuous nights is simply stunning. The climax is the ‘Dandiya Raas’. The Garbha session ends with ‘Dandiya Raas’ every night. The clucking sounds of the ‘dandiya’ played with such clinical precision is so sweet on your ears that you would be willing to swap your nine nights of sleep for watching it! It is worth it, mate. Surely. And you might think that they would sleep the entire day. Not quite true. They are up and away on to their routine life! Looking even more refreshing and cheerful! Would you believe it? That is Amdavad for you – an amazing place!

Amdavad is no different from any other busy metros. The traffic manners here are just as chaotic. But unlike other metros where such traffic indiscipline renders movement of vehicles to a crawl, it is surprisingly smooth courtesy wide roads, free left turn at every traffic signal and road divider. Small wonder then that you can bet on covering a distance of 10 KMs in less than 20 minutes even during rush hours! Amazing Amdavad, right?

In all of the 18 months of my stay in Amdavad, (at the time of writing this) there was power failure on 3 to 4 occasions. Each power failure lasted for about less than five minutes! Amdavad runs on Torrent Power – a private company supplying ‘torrent’ial power!

We were taking an after-dinner walk. It was around 11 at night. A lady in her teens breezed away on her two-wheeler, chatting animatedly on her mobile unmindful of the time in such matter-of-factly fashion. We were shocked. And surprised. Can you ever recall such scenes at any other major cities? Whether a lady should be traveling at odd hours is irrelevant. The point is they do so in Amdavad armed with the general feeling of ‘safety’ in their mind. So very comforting.

At first I didn’t like Ahmedabad, what with mercury soaring so high, sun seemingly hell bent on raining all its heat waves on people here. Next, I began to like it. And now I have fallen in love with Amdavad. And with Dalvada. Amazing Amdavad. Or shall we say, Amazing AMDA(L)VAD(A)!!

Thursday, September 18, 2008

Hey, Consumers! Beware of These "Offers"

HEY! CONSUMER, BEWARE OF THESE ‘OFFERS’

‘Zero transaction charges on your current account’, ‘free sms banking’. As a customer, you need to check these. Read the fine prints (of course, you need magnifying glass!). Thanks to media – particularly electronic – consumer awareness level is at an all time high. Yet we come across cases where he has been taken for a ride. Consider this: a smartly dressed young man greets you & offers a ‘free for life credit card’ from a reputed bank. He also gives you a gift! Within seconds, he will ask you for your driving license, pan card, salary slip and your mobile bill – all this time, he would engage you in asking seemingly trivial questions and gathering information about you. They are trained in this line, make it look so convincing you find it difficult to decline the offer. You get your credit card as assured very soon. And a bill, little later!! It is then that you start running after them, trying to reach them through the ‘help(less)line’ that will be busy for ever. You are in for an eternal struggle to resolve the issue. More than the bill, it is the mental agony of having to deal with it that takes toll on your mind.

The debate on whether to opt for fixed rate or floating rate on your housing loan is endless. The borrower is confused about the whole thing. While some suggest fixed rate, others argue – quite rightly – that ‘fixed rate’ will not remain so for the entire period of loan. Bankers always insert a clause that fixed rate is subject to review periodically and this period varies from bank to bank. Generally, fixed rate would be reviewed once in 3 years. So, opting for fixed rate offers no insulation against future hikes in interest rates! A fixed rate is always higher than floating rate by about 0.25% to 1.50% depending on tenor of loan. If you opt for fixed rate, you will be paying higher interest from day one of your taking the loan. And the insulation against future interest hike is only up to the next review period. On such a review, interest rate might go up or down depending on the market situation. If you opt for floating rate which is linked to the bank’s BPLR, you are subjecting yourself to the volatility of interest rate which again depends on market conditions. Every change in bank’s BPLR will entail similar change in the interest rate on your loan. If you look at the past three years, interest rate has shot up several times, upsetting the budget of borrowers – particularly those who have opted for floating rate. Therefore, it is a difficult call really for the borrowers to decide which way to go – fixed or floating. More often, you find people taking such crucial decision based on what his friend or neighbor has opted for! It would be wise to do some research on the offers. Information is just a click away. All you need is the inclination to indulge in it. Where is the time to do all that, is the common refrain. What they don’t realize is that a little bit of research now would guard them against future shocks. Just as it is mandatory for the service provider – like bank, insurance, communication et al - to render efficient service, the consumer on his part needs to be equally responsible in his business relationship. Update pass books regularly. Check the transactions and notify any discrepancy immediately. Diarize the due dates of EMIs, premium payment, statutory payments. Be organized. This will help you a lot.

To sum up, next time when you have to deal with an ‘offer’ of a smartly dressed young man (lady), do some ‘due diligence’ on the ‘offer’ just as they do ‘due diligence’ on you! Because, behind every ‘offer’, there is a ‘price tag’ – by way of ‘T&C apply’!!

Monday, September 15, 2008

FUNGLISH

FUNGLISH

Welcome to a world of Funglish – abbreviated version of ‘fun filled English’! There is a tendency among us to speak English the way you would your mother tongue. I am always overawed by my friend’s extra-ordinary ability to speak ‘funglish’ fluently. So fluent that a formula – 1 commentator would look pedestrian in comparison! You will have to be all ‘focus’ when he is in full flow – which he invariably is – lest you miss those pearls of words. ‘He wenta’? ‘Already lefta’ are just a few of those. He does it in such matter-of-factly fashion that it would paralyze the senses of a grammar-sensitive guy. Wren & Martin would run and run and run in sheer frustration.

And there are some whose pronunciation is grating and breathtakingly high on ‘IQ’ – irritation quotient! ‘Earth’ becomes ‘yarth’. ‘Steady’ becomes ‘steedy’. ‘Niche’ is twisted as ‘neekhe’ or ‘nike’ or simply ‘nik’. Or even ‘nish’!!

And you will for ever find people conversing in – what else – ‘funglish’ that will make you laugh for ever. ‘Whatwhatwhat’… ‘Comecomecome, we are late’. ‘Nonononono’. Obviously, there is a feeling that unless a word is repeated the sense of urgency is not felt!

And if you are getting bored, then all you need to do is just watch and overhear a telephonic conversation – watch to catch the expression and overhear for the pearls of words. ‘Haallo’ – eyes squeezed & forehead creased (resembling a wrinkled lump of clothes just removed from washing machine needing pressing) – and seconds later you can see the sudden relaxing of eye muscles as he is able to place the caller and suddenly you find his open jaws displaying filled and unfilled, colored and coated denture letting out a gush of (gutkha?) breath that will make the person sitting in front feel that he is in front of a fan!! Now you are in for an endless chat as he settles himself nicely in his chair, removing the glasses – you don’t need glasses when speaking, surely – and holding it in front of his eyes checking for spots that blur the vision even as he is speaking. ‘..i have told himmu…’...suddenly switches to his mother-tongue involuntarily and then realizing that he is sounding Greek to the caller switches back to – what else – ‘funglish’! ‘….naaat like thattu, you shoulddu guidu ….’ Let me be the interpreter – he meant ‘not like that, you should guide..’!! Now back to the conversation. ‘…huhuhu – piggy mouthed – and then a serious expression that lasts only a few seconds and then a ear-piercing screeching sound indicating a very hilarious exchange of – what else – ‘pearls of words’. All this time his body is revolving in an arc-like pre-set position in his revolving chair that is as old as the occupant and creaking as it journeyed from left to right adding to the sound pollution. All this time ‘pearls-of-words’ continue to flow ‘…you didn’t goa’ (you didn’t go), ….what you dooooo annn– a ‘raga’ that would either baffle or delight the music composers – and suddenly remembers an alternative expression. ‘you search…’. The caller must have interrupted and in response, ‘already searchda, not founda, ayyayyo, checheche, (don’t need me – the interpreter, any more!) his bodyweight falling forward simultaneously transferring the receiver to the other ear, the conversation continues. ‘what, promotion processa, startedda, whennu….what study nowwu, studygidy only for you peopallu…’ Suddenly you see him kicking the chair back and seeming to end the conversation hurriedly as he is summoned by his boss. Even as he is readying himself to disconnect, blurts out ..okok, boss callingu, I am keepinga…all the bestu for the promotion testu’!! I thoroughly enjoyed the ‘funglish’. Did you? Or more appropriately, ‘enjoyda’?